Showing posts from August, 2016 Can't Handle Fidelity NetBenefit's "Change in Market Value" Transactions

I've been a long time user of for personal finance management and expense tracking, however it has never been able to correctly track my investments. I spent some time today digging into the transactions it is pulling from my 401(k) account at Fidelity. I used Fidelity NetBenefit's "Download Transaction History" feature to look at all my transactions and see if I could figure out what was getting wrong.

It turns out Fidelity is generating Change in Market Value "Transactions" which are not actually transactions at all. They appear to be an accounting artifact generated whenever my portfolio is-re balanced, or when one fund is exchanged for another. You could think of them as "Realized Gain" Transactions (or "realized loss"). Here's what I mean:

In a normal month with nothing but normal 401(k) contributions, my Fidelity transactions record looks like this:

Mint should be able to handle this just fine. Two paychecks, …